AUTOMOTIVE ARTICLES FOR APRIL 2019
Tips and Tricks for Saving on Auto Insurance
the best auto insurance rates can sometimes be tricky. It is absolutely necessary to be insured on the roads,
though. In fact, it is required, by Illinois state law to have coverage. Some find auto insurance to be
extremely expensive but, there are ways to help make it more affordable. Here are some things to consider to
find the ideal price of insurance.
from multiple insurance companies, including different types of companies. Also, realize that the lowest number
does not mean the cheapest.
Insurance While Shopping for Cars
vehicles have lower reliability ratings and other factors that contribute to higher premiums. While researching
cars it is important to compare potential premiums for each of your options to ensure you are getting the best
increasing your deductible, you can decrease your premium. Just be sure that the deductible is manageable for
your budget and that you have enough money saved in case you need to file a claim.
insurance agency that you choose offers bundling, take advantage of it. If not, try to stay with the same
company for all of your insurance needs. This results in discounts in most cases.
good credit helps lower insurance rates. Researchers have found a significant relationship between your credit
score and amount of claims filed. Insurance companies tend to rely on this correlation to define your financial
mileage averages and see if you fall below that. Do not be afraid to ask about a low mileage discount. This
discount could also apply to you if you are someone who carpools.
people fall into the category of people who receive insurance from their employer or other groups they belong
to. Some insurance providers offer discounts on auto insurance to people who fall into this
agent if there are any additional discounts you are qualified for based on certain qualities such as how you
10+ days before you actually need it
purchasing coverage before you need to use it helps drive down premium costs.
Full Up Front
possible pay in full, rather than setting up a payment plan. The amount you save annually will add
Policy When You Move
out of state! Some states have significantly higher insurance rates than others.
brand new car, just released is exciting, but if your priority is lower insurance premiums it is better to
purchase models that are 5+ years old. They are considered more reliable.
purpose of this is to see if you are eligible for a discount if you have anti-theft devices.
companies value using less paper and offer a small discount to those who opt out of using paper which is not
hard to do in this age if technology. It is a small offering, but it adds up.
Be sure to
understand what the verbiage means so that you have a good idea of what you actually need covered and what
questions you need to ask your agent.
another way to save over time, similar to going paperless.
insurers offer discounts based off of the level of education you have. For example, some offer discounts for
drivers are known to drive up insurance costs, since they are more accident prone. But, if they are in a college
that is 100+ miles away without a car some insurers allow them to be temporarily taken off of the plan.
Additionally, most companies offer a "good student" discount implying that they correlate this test of
intelligence with responsible driving habits. Proof of a safe driving class can also save some money on teen
Insurance When Lifestyle Changes
Distracted Driving Is a Bigger Problem Than We Thought
numbers do not lie: 37,150 people in the US died due to distracted driving in 2017. But, sadly that is not the
worst part of the news. Researchers are finding that there is no single cause to preventing distracted
that there is no direct route to a solution resulting in more and more deaths. Right now, the only thing proven
to work is to spread awareness about distracted driving.
thing that experts are deciding to try is how to make smartphone connectivity to cars to take less attention.
Almost every new car on the market makes it easy to connect your phone to your car.
able to stream music, map directions, and in some cases even order food, coffee, etc. This is taking many
drivers' attention away from the road, in drivers aged 17 to 22 spend at least 12% of their time behind the
wheel messing with their smart phones. Any percentage of time on your phone behind the wheel is too much time
directed away from the road.
and Android have their own extensions for cars. At one point Apple demanded more of customers' attention than
the Android version when entering directions and getting from one place to another. But, when it came to texting
Android was by far more of a distraction. However, both must make a change to reduce the threat of distracted
of the new tech in cars, come inward facing cameras. Some people are not okay with that for privacy reasons
which is understandable as to a degree, it is a basic right, in most peoples' eyes. However, these cameras may
help develop self-driving cars with the data it collects. Additionally, it may be our answer to solving the
distracted driving epidemic.
the cameras collected from crashes and everyday driving habits can be analyzed by experts to determine how to
make the new technology in vehicles less cognitively demanding or even develop an algorithm to prevent
inappropriate use while the vehicle is in motion.
much privacy are consumers really willing to give up? How much of their data are companies entitled to? Right
now, there is not much regulation, but it is probably coming soon as new cars will soon all have this
be some type of compromise because when this data is used appropriately, breakthroughs can happen. For example,
a lot of the tracking built into these cars can prevent crimes. A lot of the data provided can solve the mystery
of crashes, including distracted driving crashes and provoke ideas on how to prevent them. The results can save
money on auto insurance, medical bills, and most importantly lives which are priceless.
it is ultimately up to drivers to stop practicing distracted driving habits. Remember, distracted driving does
not only come from cell phone and car functions taking your eyes off of the road. It also includes eating,
drinking, putting on makeup and more. It must be put to an end to reduce the number of accidents and
The Journey of Ford Motors
Henry Ford began the journey of Ford motors in the year 1903. Since the incorporation
of the organization, Ford motors has grown to become one of the biggest players in the automotive industry.
In the past 100 plus years, Ford has been successful pushing limits in automotive technology and in
introducing cars that have gained the loyalty of millions of consumers.
FUN FACT!! The very first Ford sold was to Dr. Pfennig in 1903, for a grand total of
$850. The "Model A" had a 2-cylinder engine and could reach a max speed of 30 mph
The popularity factor is not something that is new to Ford. In fact, in 1903, the
first Model T was introduced that gained immense popularity. The demand was so high that the company had to
get innovative with its mass production methods. In 1911, Ford went across the oceans and established a
branch in Manchester, England. To meet the increased demand and need for quick production, Ford Motors
changed history in the automotive industry by introducing the first moving assembly line at the Highland Park
Assembly Plant in the year 1913. The first assembly line has 140 assemblers who worked along a 150-foot line
to assemble the parts. By the 1920s, the company has over 20 overseas assembly plants across the world and
was the largest automobile producer in America.
In 2008, when the three big automakers - Ford, General Motors and Chrysler were facing
major financial issues, The United States government have to the rescue by providing financial aid through
TARP (Troubled Assets Relief Program). Ford was the only organization that was able to survive the difficult
time and did not file for bankruptcy. Since then the company has been steadily advancing and leaving its mark
on the industry.
Since the turn of the decade, Ford has been investing in manufacturing fuel-efficient
models. It has been successful in making cars that have high performance while at the same time being
eco-friendly. Today, Ford is among the leading sellers for hybrid and electronic cars in America.
As of 2018, Ford has announced that it will be phasing out its passenger cars and
focus on creating electric cars, hybrids, pickups, and SUVs. It is also working towards bringing advanced
technology to make consumers' driving experiences comfortable and luxurious. Ford will be bringing back the
popular Ranger and Bronco beginning in 2019, along with a Diesel version of the F-150 truck.
FUN FACT! The only car that Jim Morrison,
legendary Doors singer, ever owned was a Shelby GT 500.
Article Source: http://EzineArticles.com/9958559
3 Tips to Prevent Road Collisions
Most road collisions can be attributed to human errors. Driving carefully and obeying
all traffic rules do not guarantee your total safety on the road. This is because road collisions can be
caused by other drivers and you might have no control over this. There are some precautions which drivers and
their employer can take to reduce their odds of getting involved in road collisions and also minimize their
risk of being injured in road collisions.
Distraction is one of the leading cause of road collision. Multitasking is a very bad
idea while driving. If you have to do anything else, you should park the car. Phones, food, noisy passenger,
and every other thing which are capable of taking your attention away from the road and reducing your
reaction time should be cut out. You should always remember that the activities of other drivers on the road
can affect your safety. Thus, it's important to keep an eye on unsafe drivers because their recklessness
threatens everyone else using the road. It's also important to keep a safe distance from the car ahead of
you. This will give you the chance to react in case the car ahead of you stops abruptly.
Most drivers believe they can do whatever they like once they are on the road as their
employers would not be aware of their acts. Some take undeserved breaks or even run personal errands, and
they end up over speeding to cover for the lost time. The advent of technology has made it possible to
monitor drivers while they are on the road. GPS tracking features can be enabled in the vehicles to know
where and how fast the drivers are moving in real time. It's important to ensure that your drivers leave
early for an appointment to reduce their likelihood of rushing while on the road. Also, they should be
monitored to ensure that they don't exceed speed limits. Drivers who consume alcohol should not be allowed to
drive. No matter how small the alcohol consumed it, it can still affect their driving. Lastly, drivers should
be given enough time to sleep and rest. A tired driver is a dangerous driver. As an employer, you should
remember that the activities of your drivers on the broad directly or indirectly affect your
Avoid accident-prone areas
Busy intersections and roads with several hairpin turns are more prone to road
collisions. These areas should be avoided as much as possible. Finding other routes to ply when avoiding
these areas can be pretty difficult. Currently, there are Route sellers that are capable of showing you the easiest ways to reach your stops while avoiding
some accident-prone areas.
There is no perfect driver, but a driver who applies these tips can have a much safer
experience on the road. Adopting some state-of-the-art technologies can reduce the risks posed by human
errors while driving. Many companies provide the technologies which are capable of preventing or reducing the
risks of road collisions.
Article Source: http://EzineArticles.com/9961448
Bad Odor in the Car
A lot of
us face a problem of bad odor inside the car. Actually, extra odor inside the car is the reason to perform a
complete inspection and find the reason. There is no universal solution to the problem. First, you need to find
the source of it.
the smell is bacteria, which can grow up in dirty places. In some cases, when you breathe same air your lunges
can become seek and you will require visiting your doctor.
can be dangerous for a driver because he cannot concentrate on the road. Most affordable way to eliminate it -
is to spray the deodorants. That kind of deodorants cannot destroy the odor - they just mask it for several
Let us say
the petrol smell means that most likely drainage line of petrol tank required cleaning. If you have engine oil
odor than need to check engine gaskets and seals. Most dangerous is burning smell and need to check electric
drinks/food on the seats,
traces on the car floor carpet,
water can be the reason of odor inside the car, under the seats or floor gaps,
parts of the car interior can have a bad smell, and they require specific polishing substances,
cigarette/tobacco smell is most common; it can stay inside fabric and under the roof upholstery and ashtray of
course; most of the smoking drivers do not feel the smell inside his car,
onion, egg, and urine - those 4 will produce the worst ever smell once you forgot them to
people use old simple methods, which are actually very useful to remove the:
smell - mix baking soda in water, and then spray inside the car for 3-4 hours,
smell - coffee beans inside the fabric bag; keep them inside at least 3 days,
smell - keep the plate with a paper towel inside the car and feel the plate with vinegar; remove the plate after
4-5 hours, or vanilla extract - just apply several drops on the seats,
regular methods to keep car interior fresh are:
general cleaning with a vacuum cleaner,
the car interior to release the dirt,
- do not
forget food and drinks inside,
regularly replace the cabin filter,
- the more
fresh air inside the car,
- wipe the
If you do
not feel bad odor it does not mean that the air is fresh. Usually you feel comfortable with your body smell but
in fact, it is changing every day and your car interior accumulates all those odors. The ones body smell depends
on main 3 reasons:
often you use the shower,
food and drinks.
ingredients from fast food restaurants can specify your body smell. Let us say alcohol, sunflower oil, spicy,
potato fries, red meat - if you like them too much it means you will have special and usually negative smell
within an hour's after having your launch.
why regular cleaning is a must procedure for your vehicle. In that cases, you can also use dry fogging - a
special process when the hygienically approved substance will act as a fog inside the car and reach bacteria in
all places even under the roof and eliminate them. As a result, the original factory smell will return to your